Checklist

A 15-minute monthly money check-in

A short, repeatable checklist to keep your finances from drifting.

By MoneyHabit Editorial Team · 2 October 2026 · 3 min read

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The checklist

  • Review last month's spending against your plan.
  • Confirm all bills were paid.
  • Cancel one subscription you no longer use.
  • Move any surplus to savings or debt.
  • Note one thing to do differently next month.